Very few tenants are insuring the housing they are occupying but they should do so mainly for three reasons: in case of damage, for civil liability reasons and to count on a lawyer in the event of a conflict.
At the beginning of rentals, tenants are recommended to think: “as the property and the furniture belong to the owner, I am responsible for it” or better yet, they should tell themselves that there is a compulsory insurance for rented properties, similar to car insurance covering in the event of a disaster.
Even if the owner must always have a good insurance policy for the property, furniture and personal effects included in rent, the tenant must also insure its own risks, which are divided into three categories:
- Property damage
- Civil Responsibility for his acts
- Defense and legal claim
Translation from Enalquiler